Massachusetts Auto Insurance – How An Under-25 Driver Gets Lower Rates

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Massachusetts Auto Insurance – How An Under-25 Driver Gets Lower Rates

Any driver under 25 years of age belongs to a high risk age group in auto insurance. Even then, the lower a driver’s age specifically within the under-25 age grade, the higher their Massachusetts auto insurance rate will be. This piece will show you things that will lower an under-25’s auto insurance rates…

  1. Increasing your deductible lowers your premium. Just make sure you don’t choose deductibles that are more than you can provide with ease.
  2. Insurance companies have specific driving courses that are meant to improve your driving.You must have heard of defensive driving. Get trained in defensive driving. Apart from making you a better driver, you will get lower Massachusetts auto insurance rates after completing the course.
  3. Ensure you get a car that has safety features. Because they will make you and your car safer, they are regarded as better risks by insurers. They will get you cheaper rate quotes.
  4. Buy a smaller car. There are vehicles that cost much to insure. You can easily get a comparable car that costs a lot less to insure. But a general rule is: Big cars, costly cars, sports cars, vehicles with a high incidence of theft will cost you more to insure.
  5. Insurance companies give you more affordable auto insurance premiums if you make good grades — A’s and B’s.
  6. You can lower your rates by being on your parents’ auto insurance policy. To make this work you would have to live with them and register your car in their name.
  7. Your mileage is an important indicator used in calculating your risk to an an insurance company. The more your mileage, the higher the odds that you will have reasons to make a claim soon. The higher the odds that you’ll make claims soon, the higher your auto insurance rates.
  8. Not a good number of things show more about you than the way you treat your bills. If you have a very bad credit record, an insurance company will certainly picture you as a great risk. This will result in higher auto insurance rates
  9. You will save much if you do shop around (by visiting insurance quotes sites and doing detailed comparison). You will realize savings if you use just one of such sites. But keep this in mind, you’ll get more by visiting at least three. I advise that you visit a minimum of three quotes sites as that will make it less likely that you’ll miss out better Massachusetts auto insurance quotes not given by the other sites.

 

 

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